Spend Trend 2025

Spend Trend 2025

The Spend Trend 2025 by Visa & Discovery Bank report explores the evolving landscape of consumer spending and payment behavior across key markets. As digital becomes the new default, this comprehensive analysis uncovers the drivers behind the shift—from rising mobile wallet adoption and real-time payments to changing consumer expectations around speed, security, and personalization.

Through data-driven insights and expert commentary, the report identifies emerging trends, sector-specific dynamics, and strategic opportunities for brands, retailers, and fintechs navigating the new payment paradigm. Whether you’re shaping customer experience, optimizing payment infrastructure, or exploring future-ready innovations, Spend Trend 2025 is your guide to staying ahead in a rapidly transforming economy.